401(K) Active Management
Social Security Strategies
Richard M. Welch, Jr. (Rick) specializes in providing investment advice, portfolio management, diversification and...
Robert J. Welch (Bob) is a seasoned real estate investor with extensive corporate ownership experience. He was a...
We serve many different types of clients, including soon-to-retire and retired, moderate to high net worth individuals, businesses, trusts, private business owners and corporate executives.
Dollars and $ense Blog
Is there a minimum amount required to invest?
Currently there is no minimum amount required to invest.
Will my investments be safe?
Of course. Safekeeping of your investment account assets is provided by our custodian, Charles Schwab & Company. At no time will our firm have custody of any of your investments.
What is the process to open an account?
We make becoming a client an easy process. We will prepare all paperwork necessary to open and transfer your account. We will monitor closely the transfer of all account assets. In most cases, existing positions will transfer smoothly via an electronic account transfer system.
How often will I get an account statement?
You will receive two (2) different monthly statements with your new account. Each month, Charles Schwab will provide a full and complete monthly statement – most clients receive these statements electronically. In addition, you will also receive a monthly Performance Report from Academy Wealth Advisers. The format of our report has been custom designed to provide you with a clear and understandable view of your investment assets, how they relate to each other and relative performance across all asset classes and sectors.
What is the difference between strategic planning and tactical asset allocation?
The foundation of investment planning is a strategic plan that delineates the percentage of assets earmarked for both equities (capital appreciation) and bonds (income generation and capital preservation). Working together we will create an asset class mix that will provide an appropriate balance between expected risk and return. Tactical asset allocation starts with portfolio design and never ends. As economic data changes we may choose to make tactical weighting adjustments to your portfolio. These adjustments will be rooted in extensive research and scientific evidence, not emotion or speculation.